The short version, for anyone who has not been following closely.
It is the sort of thing that seems settled until you look at the detail.
Where the confusion starts
Nobody is required to explain this to you, which is half the problem. Most of the confusion comes from two terms that sound alike and mean different things.
What actually changed
The figures move about, but the direction has been the same for three years. Nobody is required to explain this to you, which is half the problem.
What it costs
Nobody is required to explain this to you, which is half the problem. Most of the confusion comes from two terms that sound alike and mean different things.
None of this is urgent, but it is worth an hour before the next renewal.