What to check before signing anything, and what can wait.
It is the sort of thing that seems settled until you look at the detail.
What to check first
The figures move about, but the direction has been the same for three years. The exceptions matter more than the rule, and there are three of them.
Where the confusion starts
The figures move about, but the direction has been the same for three years. Most of the confusion comes from two terms that sound alike and mean different things.
It rewards a little attention now and punishes leaving it to next year.
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What to check before signing anything, and what can wait.