A guide for people making the decision for the first time.
The change has been coming for a while, but it only became obvious this year.
Where to go from here
The exceptions matter more than the rule, and there are three of them. Nobody is required to explain this to you, which is half the problem.
The exceptions
The practical effect is easier to see in a single example than in a summary. Most of the confusion comes from two terms that sound alike and mean different things.
What actually changed
Nobody is required to explain this to you, which is half the problem. The exceptions matter more than the rule, and there are three of them.
None of this is urgent, but it is worth an hour before the next renewal.
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