What to check before signing anything, and what can wait.
The rules are not new. What is new is how many people they now apply to.
What actually changed
Most of the confusion comes from two terms that sound alike and mean different things. Nobody is required to explain this to you, which is half the problem.
Where the confusion starts
Most of the confusion comes from two terms that sound alike and mean different things. The practical effect is easier to see in a single example than in a summary.
Whatever you decide, write down why. The reasoning is the part you forget.